Your Giving Matters
There are many ways to support Hands4Hope - Youth Making A Difference’s mission;
consider these options to support our life-changing programs for youth
and your financial wishes:
Consider donating stock and mutual funds. As a stock donor, you are entitled to take a charitable deduction at the full fair-market value of appreciated securities held longer than one year, thus you avoid paying the capital gains tax due if you sold the securities.
Donating Stock or Bonds Held By a Bank or Broker
If your equities are currently held at a bank or in a brokerage account, simply send a letter of instruction to your broker or banker with a full description of the securities and your gift's intended purpose. Securities can be sent electronically using the following StockDonator transmittal button:
To learn more about the benefits of donating stock, check out:
A Donation of Securities are is a wonderful way to support our mission. You can make an outright gift. When you donate securities to Hands4Hope-Youth Making A Difference, you receive an added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20%. A transfer on death (TOD) account.* By placing a TOD designation on your brokerage or investment account, that account will be paid to one or more persons or charities after your lifetime.
Additional ways to fund your gift:
A gift in your will or living trust.
A memorial gift.
An endowed gift.
A charitable remainder trust.
A charitable lead trust.
You can add Hands4Hope-Youth Making A Difference as the as a primary or back up beneficiary on a new or existing life insurance policy. After your lifetime, benefits from your policy pass to Hands4Hope-Youth Making A Difference free from estate tax. This type of legacy gift can be all or part of an endowment or go towards the general fund.
IRA, 401K – the IRA rollover provision allows a donor who has reached a defined age to exclude any IRA funds withdrawn and transferred to a charity from his or her income when filing a tax return for that year. The provision is applicable only to direct gifts of cash to a charitable organization, like Hands4Hope-Youth Making A Difference from donors who are at least 70 1/2 years or older. This type of legacy gift can be an endowment (or part of) or go towards the general fund.
A Charitable Remainder Trust
A gift of cash or other property to an irrevocable trust. The donor receives an income stream from the trust for a term of years or for life and Hands4Hope-Youth Making A Difference receives the remaining trust assets at the end of the trust term. The donor receives an immediate income tax charitable deduction when the CRT is funded based on the present value of the assets that will eventually go to the named charity.
A Charitable Lead Trust
A gift of cash or property to an irrevocable trust. Hands4Hope-Youth Making A Difference would receive the income stream from the trust for a term of years. Depending on how the trust is structured, the donor enjoys a current income, gift, or estate tax donation on the donated assets.
This gift is made through your will. If your will is already written, you can add a “codicil,” which is an amendment making Hands4Hope-Youth Making A Difference a beneficiary. This type of legacy gift can be all or part of an endowment or go toward the general fund. Click here to learn more.
*State laws govern transfer on death accounts. Please consult with your bank representative or investment advisor if you are considering this gift.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results.